Our various finance terms

Loud & Clear offers a range of finance terms including Interest Free Option.

Selected products and systems may qualify for low rate interest or interest free credit.

Minimum order value of £500 and a 10% deposit apply to our buy now pay later option. This offer is available on selected items over terms from 6 to 12 months.

We offer low rate (from 4.9% APR) and classic finance options (from 19.5% APR) over a period of months, rates available depending on the individual products or system.

Some exclusions do apply.

If this is of interest to you, please contact us to discuss what would be the best option for you.

Eligibility

To be accepted for credit you must meet the following criteria:

You are over 18 and employed at least 16 hours per week
You have a good credit history with no late payments, debt relief orders, CCJ’s, IVA’s or bankruptcies
You are a permanent UK resident and able to supply a UK address history for the last 3 years
Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will usually not be considered

Applications are welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at date of application).

Meeting the criteria does not guarantee acceptance. Goods can only be delivered to your home address.

If your application is accepted, the deposit must be paid by credit or debit card.

Additional Terms and Conditions may apply.